First: check if it's actually you

If this started today for no reason, it may be a Steam outage. On October 26, 2026 thousands of users hit this exact screen during a server-side incident that resolved itself within hours. If Downdetector is spiking, skip to "the only guaranteed fix" at the bottom - your client is fine.

Fix 1 - The offline mode trick

Works only if you've logged into Steam on this machine before.

  1. 1
    End task on Steam Client WebHelper

    Open Task Manager, find Steam Client WebHelper and end it - killing it first is what forces the client past the handshake.

  2. 2
    Disconnect your internet

    Pull the Ethernet cable or toggle Wi-Fi off while Steam sits on "Loading user data".

  3. 3
    Let it drop to offline mode

    Steam gives up on the user-data request and opens the client offline. Reconnect your internet, then Steam menu → Go Online.

Fix 2 - Force offline mode via loginusers.vdf

  1. 1
    Open the config file

    Go to C:\Program Files (x86)\Steam\config\loginusers.vdf and open it in a text editor.

  2. 2
    Set WantsOfflineMode to 1

    Change "WantsOfflineMode" "0" to "1", save, and relaunch Steam.

  3. 3
    Go back online

    Once the client opens, Steam menu → Go Online. You'll need to flip the value again if it recurs.

Fix 3 - Remove a recently added demo

A stuck license is a known trigger. In your browser (the client is what hangs, your account on the web is fine):

  1. 1
    Open your licenses page

    Log into store.steampowered.com in a browser → Account details → "View licenses and product key activations".

  2. 2
    Remove the newest demo

    If you added a demo recently, remove it from the list, then relaunch the client.

Fix 4 - Clear the download/web cache

Steam menu → Settings → Downloads → Clear Download Cache. If you can't reach Settings, delete the appcache folder inside the Steam directory while Steam is closed, then relaunch.

Fix 5 - The only guaranteed fix

Wait. When the failure is on Valve's side, no local fix exists - the October 26 incident resolved in a few hours with zero user action. If fixes 1-4 fail and reports are spiking, go do something else and check back.

FAQ

Why is Steam stuck on Loading user data?

The client completed login but its request for your account data is timing out - either Steam's servers are struggling or a corrupted local license/cache is blocking the response.

Will reinstalling Steam fix it?

Usually not when it's a server-side issue - people reinstall everything and stay stuck. Try the cheap fixes first.

Does the offline-mode trick work without a prior login?

No - offline mode requires cached credentials, so it only works on machines where you've logged in before.

Can I still play games?

Games already installed usually launch fine from their .exe directly - it's the client handshake that hangs, not the games.